Pennsylvania Health Insurance Plans Reviewed

Health America, Aetna, and Golden Rule are selected as the top 3 Pennsylvania health insurance plans based on industry research and customer satisfaction.

Richboro, Penn. (PRWEB) October 14, 2009 -- Based on an industry study comparing benefits, value and customer satisfaction EasyToInsureME.com has selected three of the best Pennsylvania health insurance plans.

Best Pennsylvania health insurance plan #1

Health America has ultimately taken the top spot in Pennsylvania. Listed as one of the top 20 plans by the Nation for Quality and Service on U.S. News & World Reports/NCQA "America's Best Health Plans 2008-09" List. The reason for this is great coverage provided from Health America through their parent company Coventry Health Care. Health America offers a no deductible PPO plan in which, all healthcare services are covered by co pays and the cost is known to the consumer for each and every service.

Best Pennsylvania health insurance plan #2

Aetna ranks very high in the state and across the entire country. In offering so many different options there will always be an Aetna plan at an affordable premium. Aetna has plans for all ages at super low premiums. For example, in the age bracket of eighteen to twenty-eight a health care shopper can find a plan at EasyToInsureME for two dollars per day with full benefits. At a higher age bracket between ages forty and sixty Aetna's prices cannot be beat in PA, offering the best health care plans in the area for a very affordable premium. Way less than any other provider in Pennsylvania.

Best Pennsylvania health insurance plan #3

Golden Rule now renamed United Health One and owned by United Healthcare takes the third spot. The reason this plan has jumped to third place is because it is very customizable. Deductibles range from five hundred to five thousand and coinsurances range from zero to thirty percent. Doctor co pays can either be twenty-five or thirty-five and many other options are available to the consumer. Making this the most customizable plan on the market today. If flexibility is in mind Golden Rule will definitely be the best option. What makes it even more appealing is the affordability and that United Healthcare is the largest off all the carriers in the United States.

EasyToInsureME is well respected and leading resource in the health insurance industry providing free individual health insurance quotes. EasyToInsureME provides detailed comparative quotes from the leading health insurance companies including; Aetna, Blue Cross, Blue Shield, Celtic, Consumers Life, Coventry, Golden Rule, Group Health Plan, Health America, Health Net, Humana, Medical Mutual, UniCare, United Health One, and Vista.

EasyToInsureME is a 100% customer focused company and staffed by licensed professionals dedicated to providing the best service in the industry. For a free quote visit www.easytoinsureme.com or call 866-492-3905.

See also:
www.easytoinsureme.com/pennsylvania-health-insurance.html

Pennsylvania Uninsured Helping Pennsylvanians since 2005

Quoting and Saving on your insurance coverage has never been easier. You're a few seconds away from obtaining detailed quotes for Pennsylvania health insurance programs.

EasyToInsureME Some states in the US require that all citizens of their state be covered for Health Insurance. Pennsylvania is one of the states that allows PA citizens to receive Free Health Insurance. There are 2 free health insurance programs CHIP for children and AdultBasic for adults. However a Pennsylvania resident must qualify first. Do you Qualify for CHIP see income charts and apply now at EasyToInsureMe.com Do you Qualify for AdutlBasic see income charts and apply now at EasyToInsureMe.com SO, HOW DO I SIGN UP for CHIP? You're ready to apply - great! Before you do, you will need the following information handy to apply: Income amounts for your entire household before taxes - this includes income from employment and all other forms of income (for example - social security, pension, workers compensation, unemployment, child support, etc) Social Security Numbers and birthdates for all applicants Day care expenses for your household (if any) Work transportation expenses for your household (if any) Private health insurance information (if you have or had private health insurance in the last six months) Car insurance card information (if you have car insurance) SO, HOW DO I SIGN UP for AdultBasic? Recognizing the need to provide quality healthcare coverage that is accessible and affordable to the Commonwealths uninsured adult population, adultBasic was launched in 2002 to cover the basic healthcare needs of Pennsylvanians age 19-64 who have no health insurance and who meet certain eligibility requirements. We are proud to have already covered over 90,000 Pennsylvanians with adultBasic. You may be eligible to take advantage of the benefits that adultBasic has to offer. Find out if you qualify by accessing the links below. You'll be glad you did. Current Enrollment 55,256 What is adultBasic? Am I eligible for the program? What are the benefits? How do I apply for coverage? Is it true adultBasic has a waiting list? YES Where can I find additional resources?

Group health care costs are out of control। In the past 2 years we have seen renewals between 10-15% this is way too much for the average business to handle. More and more employers are starting to put the pressure on employees now to share in some of the cost and only 5% of employers offer 100% coverage to their employees.

What should these employers do?

The employers can use different strategies that will allow them to determine their healthcare premiums for the upcoming year not the insurance company। You heard that right the employer will have a say in how much the premiums will be। We do this by taking a look at some new plans and how much exposure the employer and employees have। On the average the employer will save 30% on their health care costs while providing 100% coverage। The strategies can be found at EasyToInsureMe.com

In a perfect situation this is what will happen

We will use 2 very simple equations.

The example below will be for a 15-employee group.

Equation #1

15 employees no deductible 100% coverage

Premium ($100,000) = healthcare

Equation#2

15 employees 1,000 deductible 100% coverage

*The deductible is not used by every employee in fact most likely only 5 employees will satisfy it

Premium ($60,000)+ Variable (1,000 deductible multiplied by 15 employees) = $15,000

Maximum Exposure for the year of $75,000
That’s a 40% reduction in premium with 100% coverage and if all benefits are exhausted by the end of the year by every employee it is still a 25% reduction overall. So get rid of the increase and reduce your costs take control of your group health premiums. EasyToInsureMe.com

Do you want real Health Insurance Quotes online?

Tired of putting in information and not seeing the results?

Get results fast at EasyToInsureMe.com where you can quote health insurance in Pennsylvania and apply online. Don’t get attacked by health insurance agents trying to sell you from the other insurance websites.

Other Health Insurance Websites:

Disguise themselves as other websites to get your business

(Not trustworthy)

Take your personal information without giving you quotes

(Unreliable)

Disperse your personal information and sell it to 5 different agents

(Unwanted solicitation)

Now your phone is ringing off the hook and you still don’t have health insurance benefits

(non positive results)

SO WHAT IS THE EASIEST, FASTEST WAY TO SHOP FOR HEALTH INSURANCE ONLINE?

Answer: EasyToInsureMe.com

Unfortunately, as a consumer you cannot tell which insurance websites are going to give you the run around or give you results. A website that will give you results for Pennsylvania health insurance is EasyToInsureMe.com. Here you will find Pennsylvania health insurance quotes, Pennsylvania health insurance plan benefits, Pennsylvania health insurance comparisons, and you can apply online.

Shopping for health insurance online checklist.

These are tips not facts. Not all sites with these properties will give you unwanted results

1. Does the site offer more than one type of insurance?


2. Do you see them advertising in the search engine results?


3. Is there personal contact information available?


4. Does it say enter your zip code everywhere on the website?


5. Is there a link for agents or producers?

These are typically the warning signs of a site that will take your personal information without results. When your personal information is received the site automatically sends your information now known as a lead to many different insurance agents. Now these agents will contact you profusely until they receive an answer from you. If they do not receive an answer they will call again. How do I know? How do you think I started in the business? However, I have chosen not to use these practices and give consumers real results by creating EasyToInsureMe.com