Group health care costs are out of control। In the past 2 years we have seen renewals between 10-15% this is way too much for the average business to handle. More and more employers are starting to put the pressure on employees now to share in some of the cost and only 5% of employers offer 100% coverage to their employees.

What should these employers do?

The employers can use different strategies that will allow them to determine their healthcare premiums for the upcoming year not the insurance company। You heard that right the employer will have a say in how much the premiums will be। We do this by taking a look at some new plans and how much exposure the employer and employees have। On the average the employer will save 30% on their health care costs while providing 100% coverage। The strategies can be found at EasyToInsureMe.com

In a perfect situation this is what will happen

We will use 2 very simple equations.

The example below will be for a 15-employee group.

Equation #1

15 employees no deductible 100% coverage

Premium ($100,000) = healthcare

Equation#2

15 employees 1,000 deductible 100% coverage

*The deductible is not used by every employee in fact most likely only 5 employees will satisfy it

Premium ($60,000)+ Variable (1,000 deductible multiplied by 15 employees) = $15,000

Maximum Exposure for the year of $75,000
That’s a 40% reduction in premium with 100% coverage and if all benefits are exhausted by the end of the year by every employee it is still a 25% reduction overall. So get rid of the increase and reduce your costs take control of your group health premiums. EasyToInsureMe.com

Do you want real Health Insurance Quotes online?

Tired of putting in information and not seeing the results?

Get results fast at EasyToInsureMe.com where you can quote health insurance in Pennsylvania and apply online. Don’t get attacked by health insurance agents trying to sell you from the other insurance websites.

Other Health Insurance Websites:

Disguise themselves as other websites to get your business

(Not trustworthy)

Take your personal information without giving you quotes

(Unreliable)

Disperse your personal information and sell it to 5 different agents

(Unwanted solicitation)

Now your phone is ringing off the hook and you still don’t have health insurance benefits

(non positive results)

SO WHAT IS THE EASIEST, FASTEST WAY TO SHOP FOR HEALTH INSURANCE ONLINE?

Answer: EasyToInsureMe.com

Unfortunately, as a consumer you cannot tell which insurance websites are going to give you the run around or give you results. A website that will give you results for Pennsylvania health insurance is EasyToInsureMe.com. Here you will find Pennsylvania health insurance quotes, Pennsylvania health insurance plan benefits, Pennsylvania health insurance comparisons, and you can apply online.

Shopping for health insurance online checklist.

These are tips not facts. Not all sites with these properties will give you unwanted results

1. Does the site offer more than one type of insurance?


2. Do you see them advertising in the search engine results?


3. Is there personal contact information available?


4. Does it say enter your zip code everywhere on the website?


5. Is there a link for agents or producers?

These are typically the warning signs of a site that will take your personal information without results. When your personal information is received the site automatically sends your information now known as a lead to many different insurance agents. Now these agents will contact you profusely until they receive an answer from you. If they do not receive an answer they will call again. How do I know? How do you think I started in the business? However, I have chosen not to use these practices and give consumers real results by creating EasyToInsureMe.com